Interest Rates and Annual Percentage Yields are current as of 7/23/2008

ACCOUNT NAME
MINIMUM
DEPOSIT
MINIMUM
BALANCE
to obtain APY

INTEREST
RATE

ANNUAL
PERCENTAGE
YIELD
CERTIFICATES OF DEPOSIT*
Last Updated 05/30/08.
91 Day CD
$ 1000
$ 1000
1.95%
1.96%
182 Day CD
$ 1000
$ 1000
2.35%
2.36%
9 Month CD
$ 1000
$ 1000
2.40%
2.41%
12 Month CD
$ 1000
$ 1000
2.45%
2.45%
18 Month CD
$ 1000
$ 1000
3.00%
3.01%
30 Month CD
$ 5000
$ 5000
2.75%
2.75%
36 Month CD
$ 5000
$ 5000
2.75%
2.75%
48 Month CD
$ 5000
$ 5000
3.75%
3.75%
* Substantial Penalty for early withdrawal. Other conditions may apply.
IRA CERTIFICATES OF DEPOSIT* Last Updated 05/30/08.
18 Month IRA CD
$ 0
$ 0
3.10%
3.11%
30 Month IRA CD
$ 0
$ 0
3.10%
3.10%
* Substantial Penalty for early withdrawal. Other conditions may apply.
CHECKING** Last Updated 05/30/08.
NOW Account Tier 1
$ 0
$ 0
.25%
.25%
NOW Account Tier 2
$ 0
$ 5000
1.25%
1.26%
Money Market Checking
$ 0
$ 0
1.25%
1.26 %
Senior Checking
Tier 1
$ 0
0
.25%
.25%
Senior Checking
Tier 2
$ 0
$ 5000
1.25%
1.26%
** Rates may change anytime after opening account.
SAVINGS** Last Updated 05/30/08.
Statement Savings Tier 1
$ 0
0
0.60%
0.60%
Statement Savings Tier 2
$ 0
5000
1.00%
1.00%
** Rates may change anytime after opening account.
Fees could reduce the earnings on the account.