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Personal Banking

PERSONAL CHECKING

Free Checking:

  • Minimum $25 deposit to open account
  • Free 24-hr internet access at www.kirkwoodbank.com
  • Free e-statements/check imaging option
  • Free ATM cash withdrawals at KB&T machines
  • Free Instant Cash & Check Card *
  • VISA credit card *
  • Free notary service
  • No monthly fees


The Green Account:

  • Minimum $25 deposit to open account
  • Free 24-hr internet access at www.kirkwoodbank.com
  • Paper-saving e-statements/check imaging
  • Free ATM cash withdrawals at KB&T machines
  • Free Instant Cash & Check Card *
  • VISA credit card *
  • Free notary service
  • Greenback Account Reward of $.25 on each Instant Cash & Check Card purchase over $25
  • Save stamps and paper with free bill pay
  • No monthly service charge if 20 or less checks cleared per month


Senior Checking:

  • Available for people ages 50 or older
  • Minimum $25 deposit to open account
  • Unlimited check writing
  • Account earns interest
  • Free Money Orders
  • Free local Fax Service
  • Free Photocopy Service (limit of ten free copies per month)
  • Free 24-hour internet access at www.kirkwoodbank.com
  • Free E-Statements/Check Imaging
  • Free ATM Cash Withdrawals at all KB&T machines
  • Free Instant Cash & Check Card *
  • Visa Credit card *
  • Free Notary Service


Money Market Checking:

  • Minimum $2500 deposit to open account
  • A $5 per month service charge is assessed if account falls below $2500
  • Free Money Orders
  • Free local Fax Service
  • Free 24 Hour Internet access at www.kirkwoodbank.com
  • Free E-Statements/Check Imaging
  • Free ATM Cash Withdrawals at all KB&T machines
  • Free Instant Cash & Check Card *
  • Visa Credit Card *
  • Free Notary Service


Checking Reserve:
Protect against overdrafts on your checking accounts

 

* With approved credit.