Mortgage Services

We’ll beat our competitors’ mortgage loan interest rate or pay you $100*

*Available only on FannieMae, FreddieMac, VA, FHA and USDA fixed rate loans.  Not available on portfolio in-house loans.  Must have a valid approval letter and written Loan Estimate dated the same day as our quote. The Loan Estimate must be for the same loan product and must reflect the same loan amount, terms and property.  The origination charges/points must be identical to Kirkwood Bank & Trust’s origination charges/points, subject solely to Kirkwood Bank & Trusts’ determination.  If the other Loan Estimate and Closing Disclosure shows an equivalent or lower interest rate and/or closing costs package, we’ll beat that lender’s rate or beat the total loan closing costs by $100, or pay you $100.  To receive the $100, you must provide a signed, executed copy of the final Closing Disclosure within 30 calendar days of your loan closing with another lender. Kirkwood Bank & Trust reserves the right to verify that a lender’s quote on the Loan Estimate and Closing Disclosure is valid. This price match does not guarantee loan approval, nor is it an offer or commitment to lend. Offer good through June 28, 2019.

Mortgage Services
Purchase your first home. Refinance for a more attractive rate. Remodel or renovate. Plan your dream home.

You and your family have housing needs – whether it’s saving for that first house, upgrading to more space, building a vacation retreat, or even downsizing for retirement. But finding the right mortgage can become an overwhelming stream of programs, paperwork and unfamiliar terms. Our mortgage professionals focus on your home ownership dreams. We keep things simple. We are here to help you finance both locally and out of the area. You’ll benefit from our experienced staff, efficient service, competitive rates and low closing costs. We’re here to help.

Kirkwood Bank & Trust’s Mortgage Services
are here when it matters. We provide complete
solutions including:

  • Conventional loans
  • FHA
  • VA
  • First-time homebuyers programs
  • Rural housing

A Kirkwood Bank & Trust professional will listen to your needs and help select the right 
mortgage product for you and your family.