Personal Loans

*Fixed Annual Percentage Rate. Promotional rate of 1.99% valid for up to 60-month term; autos older than model year 2016 and/or 100,000 miles or more are excluded; 60 monthly payments of $17.52 per $1,000 financed. Promotional rate of 2.39% valid for up to 72-month term; autos older than model year 2018 and/or 100,000 miles or more are excluded; 72 monthly payments of $14.92 per $1,000 financed. Loan is subject to credit approval. Consumer loans only. Offer does not apply to loans currently financed with Kirkwood Bank & Trust. Offer valid for applications received on or after 6/1/2021. Kirkwood Bank & Trust reserves the right to withdraw this promotion at any time. Other terms and conditions may apply.

Personal Banking

Personal Loans

Applying for a personal loan at Kirkwood Bank & Trust is simple. We are here to answer your questions and help you find the personal loan that fits your needs and your budget.

  • Autos
  • Recreational Vehicles
  • Home Improvements
  • Vacations
  • Debt Reorganization
  • Lines of Credit
  • Farm Real Estate, Farm Operating & Chattel Loans
  • Checking Reserve - funds are automatically transferred from this personal line of credit to your checking account to cover checks being presented for payment

Download Personal Credit Application [1.2mb]