Personal Loans

*Fixed Annual Percentage Rate. Promotional rate valid for up to 60-month term. Autos older than model year 2016 and/or 100,000 miles or more are excluded. Loan is subject to credit approval. Consumer loans only. Offer does not apply to loans currently financed with Kirkwood Bank & Trust. Offer valid for applications received after 7/19/2020. Kirkwood Bank & Trust reserves the right to withdraw this promotion at any time. Other terms and conditions may apply.

Personal Banking

Personal Loans

Applying for a personal loan at Kirkwood Bank & Trust is simple. We are here to answer your questions and help you find the personal loan that fits your needs and your budget.

  • Autos
  • Recreational Vehicles
  • Home Improvements
  • Vacations
  • Debt Reorganization
  • Lines of Credit
  • Checking Reserve - funds are automatically transferred from this personal line of credit to your checking account to cover checks being presented for payment

Download Personal Credit Application [1.2mb]