Steven Allard joined Kirkwood Bank & Trust in 2014 as a Credit Analyst and was promoted to his current position as a Loan Officer in 2016. He is a native of Devils Lake and a graduate of the University of North Dakota with a degree in Finance and Investments. He enjoys UND hockey, spending time outdoors, and handyman activities. He and his wife, Danica have one daughter, and enjoy spending time with family and friends.