Interest Rates and Annual Percentage Yields (APY) are current as of 4/16/2014

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ACCOUNT NAME
MINIMUM
DEPOSIT TO OPEN ACCOUNT
MINIMUM
BALANCE
TO OBTAIN APY

INTEREST
RATE

ANNUAL
PERCENTAGE
YIELD
CERTIFICATES OF DEPOSIT*
Last Updated 12/12/2013.
91 Day CD
$ 1000
$ 1000
0.10%
0.10%
182 Day CD
$ 1000
$ 1000
0.15%
0.15%
9 Month CD
$ 1000
$ 1000
0.20%
0.20%
12 Month CD
$ 1000
$ 1000
0.25%
0.25%
18 Month CD
$ 1000
$ 1000
0.30%
0.30%
30 Month CD
$ 5000
$ 5000
0.40%
0.40%
36 Month CD
$ 5000
$ 5000
0.80%
0.80%
48 Month CD
$ 5000
$ 5000
1.10%
1.10%
* Substantial Penalty for early withdrawal. Other conditions may apply.
IRA CERTIFICATES OF DEPOSIT* Last Updated 12/12/2013.
18 Month IRA CD
$ 1000
$ 1000
.50%
.50%
30 Month IRA CD
$ 1000
$ 1000
0.80%
0.80%
* Substantial Penalty for early withdrawal. Other conditions may apply.
CHECKING** Last Updated 12/12/2013.
NOW Account Tier 1
$ 1000
$ 5000
0.10%
0.10%
NOW Account Tier 2
$ 1000
$ .01
0.05%
0.05%
Money Market Checking
$ 2500
$ .01
0.20%
0.20%
Senior Checking
Tier 1
$ 25
5000
0.10%
0.10%
Senior Checking
Tier 2
$ 25
$ .01
0.05%
0.05%
** Rates may change anytime after opening account.
SAVINGS** Last Updated 12/12/2013.
Statement Savings Tier 1
$ 25
5000
0.10%
0.10%
Statement Savings Tier 2
$ 25
.01
0.05%
0.05%
** Rates may change anytime after opening account.
Fees could reduce the earnings on the account.