Our Lenders

Our Lenders

Bismarck

Ken Knodel

our lenders

Ken Knodel
NMLS#718572
​Mortgage Loan Officer
Phone: 701.355.5392
Bismarck Main Bank

Ken Knodel has been brokering and financing real estate for over 30 years. His 22+ years of lending experience has put him in touch with the first time homebuyer as well as the most complicated self-employed entrepreneur with multiple properties and complex tax returns. Ken’s goal is to provide useful and reliable information so the customer can make an informed decision before entering into a real estate transaction. This includes providing estimates of what the closing costs and down payment needs so there are no surprises at closing. Ken lives with his wife of 30 years (Kay) in Mandan, North Dakota. They have 5 grown children and 5 grandchildren.
 

Steven Gerhardt

our lenders

Steven Gerhardt
NMLS#718579
Mortgage Loan Officer
Phone: 701.355.5395
Bismarck South Bank

Steve Gerhardt has been in the banking industry for 16 years and has been with Kirkwood Bank & Trust since 2005.  He graduated from the University of Mary with a degree in Business Administration with a concentration in finance.  Steve has lived in the Bismarck/Mandan area most of his life and understands the diverse needs of his customers. Whether you’re searching for a home, starting a business, purchasing new farm equipment or a new car, he has the expertise to help you finance your dream.  He and his family are active in sports, enjoy pheasant and deer hunting and time at the family farms.
 

Dickinson

Dawn Kadrmas

our lenders

Dawn Kadrmas
NMLS#402090
​Mortgage Loan Officer
Phone: 701.483.1962
Dickinson Bank


Dawn Kadrmas has worked in the housing industry for over 13 years. She has been with Kirkwood Bank & Trust for the past three years. Dawn was raised in Dickinson, North Dakota, and currently lives there with her family. She has earned a Business Degree from Dickinson State University. Dawn enjoys participating in sporting events and camping with her family.