Manage your finances for the first time. Make everyday purchases. Merge finances with your new spouse. Purchase a boat for summer fun. Improve your home.
Your money should work for you whether you’re using it for fun, expenses or long-term savings. That's why our bank accounts support your unique spending style and why our financial experts provide first-rate service when you have questions. Our personal banking services ensure your money is accessible, convenient and safe. We focus on personalized service combined with competitive rates. Use your preferred way of banking to view your accounts and perform transactions online, in person or over the phone. We’re a locally owned community bank and we take pride in serving you better.
Kirkwood Bank & Trust’s Personal Banking team
is here when it matters. We offer a broad range of
personal products and services including:
- Free Checking 
- Green Checking 
- Senior Checking 
- NOW Checking 
- Money Market Checking 
- Savings Accounts 
- Personal Loans 
- Checking Reserve 
- Personal Online Banking 
- Credit Card Services
- Gift Card Services
- Safe Deposit Boxes (not all locations)
A Kirkwood Bank & Trust professional will listen to your needs and help select the right solution for you and your family. Contact us today.