Auto Loans
Rates as low as 3.79% APR (annual percentage rate) for auto loan terms up to 36 months for vehicles age 2023 or newer, along with an automatic payment plan using a Kirkwood Bank & Trust checking account. Loan is subject to credit approval. Other terms and conditions may apply. Rates subject to change. APR of 3.79% is based on $50,000 auto loan at a 3.49% interest rate for 36 monthly payments of $1,470.12. Rates effective as of 4/15/2026.