Personal Loans

We have the right loan for you.
Personal Loans

We have the right loan for you.

Purchase a car or recreational vehicle. Make improvements to your home.  Cover unexpected overdrafts.

Applying for a personal loan at Kirkwood Bank & Trust is simple. We are here to answer your questions and help you find the personal loan that fits your needs and your budget.

  • Autos
  • Recreational Vehicles
  • Home Improvements
  • HELOC
  • Personal Real Estate Construction
  • Vacations
  • Debt Reorganization
  • Lines of Credit
  • Checking Reserve
Personal Loans

Personal Loans

Sometimes you need some extra money to make a special purchase or to cover unexpected expenses.  You pick the reason and we can help find the right loan for you.

Personal Loans

HELOC

A home equity line of credit (HELOC) is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards.

Personal Loans

Checking Reserve

We know life can have unexpected setbacks, your Checking Reserve will automatically transfer funds from this personal line of credit to your checking account to cover your checks.

WE CAN HELP YOU TACKLE THE BEST RATE!
Personal Loans

WE CAN HELP YOU TACKLE THE BEST RATE!

Auto Loans as low as 1.99% APR*
for up to 60 months.

Purchase a vehicle or refinance from another lender.  Contact a Loan Officer at any Kirkwood Bank & Trust location today.

*Fixed Annual Percentage Rate. Promotional rate of 1.99% valid for up to 60-month term; autos older than model year 2016 and/or 100,000 miles or more are excluded; 60 monthly payments of $17.52 per $1,000 financed. Promotional rate of 2.39% valid for up to 72-month term; autos older than model year 2018 and/or 100,000 miles or more are excluded; 72 monthly payments of $14.92 per $1,000 financed. Loan is subject to credit approval. Consumer loans only. Offer does not apply to loans currently financed with Kirkwood Bank & Trust. Offer valid for applications received on or after 10/1/2021. Kirkwood Bank & Trust reserves the right to withdraw this promotion at any time. Other terms and conditions may apply.
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