Business Electronic Banking

Easily Access your Business Accounts
Business Electronic Banking

Easily Access your Business Accounts

Access your business accounts.  Make purchases with your business debit card. Pay your bills and transfer funds when it’s convenient.  Keep your business finances secure. Enroll in Business eStatements today!

Kirkwood Bank & Trust is striving to make business banking as easy and convenient as possible for you.  Business Online Banking allows you to access your accounts at your convenience from anywhere, 24 hours a day, 7 days a week.

Business Online Banking offers many features including:

  • Check account balances
  • Transfer funds between business accounts
  • Business Bill Pay
  • ACH Origination
  • Remote Deposit Capture
  • Unlimited number of secure login users
  • Access to unlimited accounts with multiple tax IDs
  • Initiate stop payment(s)
  • View eStatements
  • Receive account alerts
Business Electronic Banking

ACH Origination

Simplify the process of making payments and collecting receivables with our ACH origination service.

  • Minimize expenses related to issuing paper checks
  • Pay your employees and vendors easier, faster and more securely
  • Reduce potential loss or theft of paper checks
  • Set daily, weekly or monthly frequencies that fit your schedule
  • Collect payments from your customers with pre-authorized debits
  • Automate your employees’ payroll with direct deposit
Business Electronic Banking

Remote Deposit Capture

With Remote Deposit Capture (RDC), you can scan checks you receive at your place of business to create a digital deposit, eliminating the need to bring physical checks to the bank for deposit. This process is made completely secure through encrypted internet connections, so you can rest assured your checks will land safely in your business account.

  • Eliminate trips to the bank
  • Eliminate need for courier service
  • Access images of deposits online
  • Electronic deposit tickets
  • Electronic endorsement of checks
Business Electronic Banking


Protect your business – Go Paperless!  Enroll in eStatements for a secure and convenient way to receive your confidential financial business account statements.

Frequently Asked Questions


Business Online Banking
Business Bill Pay