- Personal
- Business
- Wealth
Our Priority is You
Short term, long term or on Dad's terms - We have the people, the products and the expertise to help you accomplish your goals and achieve your dreams. When it matters.
Our Priority is You
Short term, long term or on Dad's terms - We have the people, the products and the expertise to help you accomplish your goals and achieve your dreams. When it matters.
Personal Banking
Your money should work for you whether you're using it for fun, expenses or long-term savings. Let our friendly personal banking team help you find the solutions to best fit your needs.
Business Banking
Your business needs evolve and grow. You need a banking partner every step of the way. Let our business bankers help you find the solution to meet your unique business needs.
Wealth Management
Peace of mind is one of the most important benefits of wealth management. Let our experienced financial services professionals help you develop and review your financial plan.
Electronic Banking.
We know you’re busy. We’ve got you covered.
Your work, family and personal commitments fill your days. Access your accounts 24/7 when it is convenient for you.
50+
Extraordinary Team Members
4
Convenient Locations
1000's
of Community Volunteer Hours & Counting
Security
Protecting your devices is more important than ever as homes are being used as business offices, and computers and networks are being shared by family members. Families are taking classes, doing homework and surfing the web in addition to performing business functions. Security is essential in your busy life.
What People Say About Us
We are grateful for our clients.
We have put our financial trust in Kirkwood Bank since 2008 when we opened up our business, and it was natural to go with Kirkwood for our home mortgage needs. Our process with Jarrod was flawless! We appreciate his promptness, his knowledge, and his ability to get the best situation for our needs. We will continue to use Kirkwood Bank for all our banking needs whether it be business or personal. It is so great to be able to have someone to call or email that actually knows you and cares about you!
Kirkwood Bank & Trust has made life so much easier for our family & businesses! I love that everyone is always so friendly and personable. I know how important having a good relationship with your bank & lender is and we never take that for granted! Kirkwood has given us the tools and support to be successful with our business and personal growth.
We were so impressed by the efficiency in getting a home mortgage set up by Jarrod at Kirkwood. Between his knowledge and professionalism, he made the process so quick and easy for us. We are so happy to have a local bank that provides exceptional service and helps meet all of our banking needs!
45 Years + & Counting
Kirkwood Bank & Trust was originally established as the Bank of Kirkwood Plaza in 1975, with a local Bismarck family owning the majority of the stock. The bank was then acquired by a Fargo Banker in 1981 and renamed Dakota Bank & Trust Company. In 1987, our name was ultimately changed to Kirkwood Bank & Trust Co. by our current stockholders after purchasing the bank. Since then, we have quadrupled our original staff of fourteen team members and expanded to four locations; three in Bismarck, ND and one in Dickinson, ND. Throughout the years, the bank has also added Trust, Mortgage and Brokerage Departments.
We are SOLID
- Service
- Ownership
- Loyalty
- Integrity
- Dedication
Recent Resources
Protect Your Identity
Fraud complaints increased 19% in 2021, to more than 5.8 million. In 2019, identity fraud losses in the United States were estimated to be $16.9 billion. ABA recommends following these tips to keep your information – and your money – safe. Don’t share your secrets. Don’t provide your Social Security number or account information to… Continue reading Protect Your Identity
Federal cybersecurity office releases tips for consumers on avoiding holiday scams
The Office of Cybersecurity and Critical Infrastructure Protection has released a consumer advisory on avoiding cyber and online scams during the holiday season, including a warning about suspicious texts or emails claiming to come from financial institutions. OCCIP noted that cybercrime contributed to more than $12.5 billion in losses in 2023, marking a 22% increase from 2022.… Continue reading Federal cybersecurity office releases tips for consumers on avoiding holiday scams
Do You Practice Safe Checks?
Despite the fact that check use has declined by 25%, reports of check fraud have soared. In fact, they’ve nearly doubled since 2021. Criminals are becoming more sophisticated and finding new ways to steal your financial information to gain access to your money. Kirkwood Bank & Trust is committed to helping our customers use checks… Continue reading Do You Practice Safe Checks?