Who We Are
We are committed to create the best customer experience, serve our communities and enrich lives through extraordinary service from extraordinary people.
Who We Are
Extraordinary Matters
Our Vision
Together, we aspire to help each individual, each family and each business achieve their dreams.
Our Mission
Together, we build lasting relationships that enrich lives through extraordinary service from extraordinary people.
Service
We help to assure that the communities we serve remain extraordinary places to work and live by investing our time, resources and energy into one individual, one family and one business at a time.
History
50 Years + & Counting
1975
Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions as the Bank of Kirkwood Plaza.
1981
Bank of Kirkwood Plaza was sold to a Fargo banker and renamed Dakota Bank & Trust Company.
1987
The current owners purchased the bank and renamed it Kirkwood Bank & Trust.
1996
Kirkwood Bank & Trust expands to a new market in Dickinson, ND.
2001
Kirkwood Bank & Trust broke ground on their new headquarters located at 2911 North 14th Street, Bismarck ND.
Present
We have 4 locations with 50+ Team Members. We remain committed to ensuring the communities we serve remain extraordinary places to work and live.
Recent Resources
Identity Theft Resources
Staying informed is your first line of defense against identity theft. Simple steps like monitoring your accounts regularly, using strong and unique passwords and being careful about where and how you share personal information can make a big difference. Identity thieves often look for easy opportunities, and a few proactive habits can significantly reduce your… Continue reading Identity Theft Resources
Protecting Your Payment Cards
Payment cards such as ATM, debit, credit and EBT cards make paying for things easier and more efficient, but they are also common targets for fraud. Criminals use discreet scam devices like pinhole cameras, skimmers, and fake keypads to steal card information and PINs at ATMs, point-of-sale terminals and gas pumps, often in just seconds… Continue reading Protecting Your Payment Cards
Account Takeover Fraud Is on the Rise – Here’s How to Stay Protected
The FBI is warning consumers and businesses about a sharp rise in Account Takeover (ATO) fraud, where criminals impersonate banks to steal money or personal information. Since January 2025, more than 5,100 complaints have been filed, with losses topping $262 million. Criminals often use emails, calls, texts, or fake websites to trick victims into giving… Continue reading Account Takeover Fraud Is on the Rise – Here’s How to Stay Protected