Terms & Conditions

By accessing this web site, you are agreeing to be bound by these Terms and Conditions. If you do not agree, do not access this web site. From time to time we may revise these Terms and Conditions.

Copyright 
Copyright in the pages, in the screens displaying the pages and in the information, materials and other content contained in this web site is owned by Kirkwood Bank and Trust unless otherwise indicated and is protected by U.S. and international copyright laws and treaties. The information, materials and other content of this web site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without the express written consent of Kirkwood Bank and Trust.

Products and Services
The information, materials, products and services on this web site are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and the approval of Kirkwood Bank and Trust. No solicitation is made by Kirkwood Bank and Trust to any person to use any information, materials, products or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law.

No Warranty 
KIRKWOOD BANK AND TRUST DOES NOT WARRANT THE ACCURACY, ADEQUACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS WEB SITE OR THE ERROR-FREE USE OF THIS WEB SITE. ALL INFORMATION, MATERIALS, PRODUCTS AND SERVICES ARE FURNISHED ‘AS IS’ AND “AS AVAILABLE.” NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS IS GIVEN IN CONJUNCTION WITH THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES.

Limitation of Liability
IN NO EVENT SHALL KIRKWOOD BANK AND TRUST BE LIABLE FOR ANY DAMAGES, LOSSES OR LIABILITIES INCLUDING WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL INCIDENTAL, CONSEQUENTIAL DAMAGES LOSSES OR LIABILITIES, IN CONNECTION WITH YOUR USE OF THIS WEB SITE OR YOUR RELIANCE ON OR USE OR INABILITY TO USE THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS WEB SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF KIRKWOOD BANK AND TRUST IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Hyperlinks 
Your use of the hyperlinks on this web site to other Internet sites is at your own risk. Kirkwood Bank and Trust is not responsible for the content or accuracy of third party sites hyperlinked from this web site not does it guarantee the products or services offered on third party sites. You should review the privacy statements of a web site before you provide any personal or confidential information.

Applicable Law
Your use of this web site is governed by state and applicable federal law. Kirkwood Bank and Trust is not responsible for the content of third party sites hyperlinked from this page, nor does it guarantee the products or services offered on third party sites. You should review the privacy statement of a website before you provide personal or confidential information.