How Money Smart Are You?

Being “money smart” isn’t just about knowing how to save. It’s about making informed decisions with your finances, big or small. Whether you’re managing a budget or trying to avoid debt, having a solid understanding of how money works can give you confidence and freedom in your daily life.

A common misconception is that being financially savvy requires a background in economics or hours of number crunching. In reality, some of the most important habits, like tracking spending or avoiding impulse purchases, are simple and practical. Being money smart means developing awareness and discipline, not mastering complex financial theories. Many people also assume that financial knowledge is only necessary when you have a lot of money. But the truth is, smart money habits matter at every income level. It’s not about how much you have. It’s about how well you manage what you do have.

Curious about how money smart you really are? We’ve got a fun, quick resource that can help you find out. Challenge yourself with real-life financial scenarios and see how money smart you really are! FDIC’s “How Money Smart Are You?” is an interactive site full of short, engaging games that cover real-life money topics like saving, spending, borrowing, and more.