Protecting Your Payment Cards

The FBI is warning consumers and businesses about a sharp rise in Account Takeover (ATO) fraud, where criminals impersonate banks to steal money or personal information. Since January 2025, more than 5,100 complaints have been filed, with losses topping $262 million. Criminals often use emails, calls, texts, or fake websites to trick victims into giving… Continue reading Account Takeover Fraud Is on the Rise – Here’s How to Stay Protected

In today’s increasingly digital world, staying vigilant and informed is more important than ever when it comes to cybersecurity. At Kirkwood Bank & Trust, protecting your information and maintaining your trust is our highest priority, which is why we’ve implemented safeguards and ensure our team is continuously trained to prevent cyber threats. As financial institutions… Continue reading Cybersecurity Awareness

The Office of Cybersecurity and Critical Infrastructure Protection has released a consumer advisory on avoiding cyber and online scams during the holiday season, including a warning about suspicious texts or emails claiming to come from financial institutions. OCCIP noted that cybercrime contributed to more than $12.5 billion in losses in 2023, marking a 22% increase from 2022.… Continue reading Federal cybersecurity office releases tips for consumers on avoiding holiday scams

Despite the fact that check use has declined by 25%, reports of check fraud have soared. In fact, they’ve nearly doubled since 2021. Criminals are becoming more sophisticated and finding new ways to steal your financial information to gain access to your money. Kirkwood Bank & Trust is committed to helping our customers use checks… Continue reading Do You Practice Safe Checks?

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $10… Continue reading Can You Spot a Phishing Scam?

Summary Voice Over Internet Protocols (VoIP) is one-way threat actors attempt to trick unsuspecting consumers into sharing their confidential information, such as usernames, passwords, bank account information, and the like. These actors frequently use “ID Spoofing” as vehicles in their attack campaigns. ID Spoofing is when a caller deliberately falsifies the information transmitted to a… Continue reading Keeping an Eye Out for Telcom Attacks

Elder abuse refers to an intentional or negligent act by any person that causes harm or a serious risk of harm to an older adult. The trauma of elder abuse can result in premature death, the deterioration of physical and psychological health, destruction of social and familial ties, devastating financial loss, and more. Older adults… Continue reading Protecting Vulnerable Adults

The FBI is warning consumers and businesses about a sharp rise in Account Takeover (ATO) fraud, where criminals impersonate banks to steal money or personal information. Since January 2025, more than 5,100 complaints have been filed, with losses topping $262 million. Criminals often use emails, calls, texts, or fake websites to trick victims into giving… Continue reading Account Takeover Fraud Is on the Rise – Here’s How to Stay Protected

In today’s increasingly digital world, staying vigilant and informed is more important than ever when it comes to cybersecurity. At Kirkwood Bank & Trust, protecting your information and maintaining your trust is our highest priority, which is why we’ve implemented safeguards and ensure our team is continuously trained to prevent cyber threats. As financial institutions… Continue reading Cybersecurity Awareness

The Office of Cybersecurity and Critical Infrastructure Protection has released a consumer advisory on avoiding cyber and online scams during the holiday season, including a warning about suspicious texts or emails claiming to come from financial institutions. OCCIP noted that cybercrime contributed to more than $12.5 billion in losses in 2023, marking a 22% increase from 2022.… Continue reading Federal cybersecurity office releases tips for consumers on avoiding holiday scams

Despite the fact that check use has declined by 25%, reports of check fraud have soared. In fact, they’ve nearly doubled since 2021. Criminals are becoming more sophisticated and finding new ways to steal your financial information to gain access to your money. Kirkwood Bank & Trust is committed to helping our customers use checks… Continue reading Do You Practice Safe Checks?

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering $10… Continue reading Can You Spot a Phishing Scam?

Summary Voice Over Internet Protocols (VoIP) is one-way threat actors attempt to trick unsuspecting consumers into sharing their confidential information, such as usernames, passwords, bank account information, and the like. These actors frequently use “ID Spoofing” as vehicles in their attack campaigns. ID Spoofing is when a caller deliberately falsifies the information transmitted to a… Continue reading Keeping an Eye Out for Telcom Attacks

In March 2024, the FBI Internet Crime Complaint Center (IC3) released the 2023 IC3 Annual Report. In 2023, the IC3 received a record number of complaints from the American public: 880,418 complaints, with potential losses exceeding $12.5 billion. Most losses reported to the IC3 are the result of frauds and scams. Review the FBI Fraud… Continue reading Don’t Get Scammed – FBI Fraud Alert

If you think your account has been compromised but you are not sure, it is better to err on the side of caution and follow these steps: Login to your email account and reset your password using a strong password. Use long passphrases to make passwords easier to remember and more secure. Do not use… Continue reading What should you do if you suspect your email account has been compromised?

Ransomware is one of the cyber-attacks that is on the rise in response to the pandemic. Homes are being used as business offices, and computers and networks are being shared by family members. Families are taking classes, doing homework and surfing the web in addition to performing business functions.

Fraud complaints increased 19% in 2021, to more than 5.8 million. In 2019, identity fraud losses in the United States were estimated to be $16.9 billion. ABA recommends following these tips to keep your information – and your money – safe. Don’t share your secrets. Don’t provide your Social Security number or account information to… Continue reading Protect Your Identity

In light of the recent news regarding high-profile bank failures, we want to remind you that Kirkwood Bank & Trust remains well capitalized and well positioned to continue to serve our customers and communities. Being chartered since 1975, we have endured numerous cycles within the banking and financial services industry. As a community bank, we…