Who We Are
We are committed to create the best customer experience, serve our communities and enrich lives through extraordinary service from extraordinary people.
Who We Are
Extraordinary Matters
Our Vision
Together, we aspire to help each individual, each family and each business achieve their dreams.
Our Mission
Together, we build lasting relationships that enrich lives through extraordinary service from extraordinary people.

Service
We help to assure that the communities we serve remain extraordinary places to work and live by investing our time, resources and energy into one individual, one family and one business at a time.
History
45 Years + & Counting
1975
Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions as the Bank of Kirkwood Plaza.
1981
Bank of Kirkwood Plaza was sold to a Fargo banker and renamed Dakota Bank & Trust Company.
1987
The current owners purchased the bank and renamed it Kirkwood Bank & Trust.
1996
Kirkwood Bank & Trust expands to a new market in Dickinson, ND.
2001
Kirkwood Bank & Trust broke ground on their new headquarters located at 2911 North 14th Street, Bismarck ND.
Present
We have 4 locations with 50+ Team Members. We remain committed to ensuring the communities we serve remain extraordinary places to work and live.
Recent Resources

How to Send Money with Zelle® Safely
Zelle® is a fast, safe and easy way to send and receive money with people you trust, like your babysitter, coworkers, fellow PTA mom, or your son’s soccer coach. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind… Continue reading How to Send Money with Zelle® Safely

A Message From Our CEO Jerry Willer
In light of the recent news regarding high-profile bank failures, we want to remind you that Kirkwood Bank & Trust remains well capitalized and well positioned to continue to serve our customers and communities. Being chartered since 1975, we have endured numerous cycles within the banking and financial services industry. As a community bank, we…

Trust 101
What is a trust? Per the Webster’s Dictionary, a trust is “a property interest held by one person for the benefit of another”. Commonly referred to as a “trust fund”, Webster’s Dictionary indicates the first year of known use for this term was 1738. Trusts have been around for a very long time! A few…